Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is chinook's #32 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 464,217 and my FI portfolio increased to GBP 464,217


Net worth

GBP 464,217

Since the last update on my net worth has increased with GBP 24,877 (+ 5.66 %).

FI portfolio

GBP 464,217

Since the last update on my FI portfolio has increased with GBP 24,877 (+ 5.66 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 89,822 -136 89,686
Investments 104,216 +12,741 116,957
Retirement acc 245,302 +12,272 257,574
Real estate 0 0 0
Other assets 0 0 0
Total assets 439,340 +24,877 464,217

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 88,128 +1,558 89,686
Investments 116,523 +434 116,957
Retirement acc 170,330 +87,244 257,574
Real estate 0 0 0
Other assets 0 0 0
Total assets 374,981 +89,236 464,217

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 100,000 -10,314 89,686
Investments 20,000 +96,957 116,957
Retirement acc 52,800 +204,774 257,574
Real estate 0 0 0
Other assets 0 0 0
Total assets 172,800 +291,417 464,217

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 46.4% on my way to achive my FIRE target of GBP 1,000,000. This is 2.5 percentage points closer, compared to the last net worth update.

GBP 464,217 FIRE target: GBP 1,000,000


46.4%

FI portfolio

My FI portfolio now consists of GBP 116,957 (25.2%) in investments, GBP 257,574 (55.5%) in retirement accounts, and GBP 89,686 (19.3%) in cash.

Investments

Since my last update, my investments increased with GBP 12,741 (12.23%).

Since I started tracking, my total contributions have been GBP 136,136, and my total return has been GBP 11,894.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 12,272 (5.0%), of which GBP 6,316 was from contributions , and GBP 14,043 was from returns.

Since I started tracking, my total contributions have been GBP 286,487, and my total return is GBP 144,207.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 1,547 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,547/month
(4.0% SWR)
1,353/month
(3.5% SWR)
1,160/month
(3.0% SWR)


When can I retire?

FI date

My age

51

I am currently aiming to save/invest approximately GBP 5,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 2 years and 9 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another GBP 325,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 210,783


Financial independence forecast