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Net worth update per



This is sprancid's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 6,400 and my FI portfolio was EUR 1,400.


Net worth

EUR 6,400

FI portfolio

EUR 1,400

I am now 1.4% on my way to achive my FIRE target of EUR 100,000.

EUR 1,400 FIRE target: EUR 100,000


1.4%

FI portfolio


My FI portfolio now consists of EUR 1,200 (85.7%) in investments, and EUR 200 (14.3%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be EUR 4 for the rest of my life.

Retire today with (EUR)
4/month
(4.0% SWR)
4/month
(3.5% SWR)
3/month
(3.0% SWR)


When can I retire?


FI date


My age

55

I am currently aiming to save/invest approximately EUR 200 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 100,000 in 13 years and 3 months, in , and at that time I will be 55 years old.

By that time I will have invested/saved another EUR 38,200, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 60,400


Financial independence forecast