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Net worth update per



This is sprancid's #2 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 6,100 and my FI portfolio decreased to EUR 1,100


Net worth

EUR 6,100

Since the last update on my net worth has decreased with EUR -300 ( -4.69 %).

FI portfolio

EUR 1,100

Since the last update on my FI portfolio has decreased with EUR -300 ( -21.43 %).


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 1.1% on my way to achive my FIRE target of EUR 100,000. This is -0.3 percentage points closer, compared to the last net worth update.

EUR 1,100 FIRE target: EUR 100,000


1.1%


FI portfolio


My FI portfolio now consists of EUR 1,000 (90.9%) in investments, and EUR 100 (9.1%) in cash.

Investments

Since my last update, my investments decreased with EUR -200 (-16.67%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 3 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
3/month
(4.0% SWR)
3/month
(3.5% SWR)
2/month
(3.0% SWR)


When can I retire?


FI date


My age

55

I am currently aiming to save/invest approximately EUR 200 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 100,000 in 13 years and 5 months, in , and at that time I will be 55 years old.

By that time I will have invested/saved another EUR 38,600, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 60,300


Financial independence forecast