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This is matadorbs's #17 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 184,635 and my FI portfolio increased to USD 187,924


Net worth

USD 184,635

Since the last update on my net worth has increased with USD 10,169 (+ 5.83 %).

FI portfolio

USD 187,924

Since the last update on my FI portfolio has increased with USD 10,171 (+ 5.72 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 43,924 -697 43,227
Investments 21,883 +3,623 25,506
Retirement acc 111,946 +7,245 119,191
Real estate 0 0 0
Other assets 970 -159 811
Total assets 178,723 +10,012 188,735

Mortgage 0 0 0
Other debt 4,257 -157 4,100
Total debt 4,257 -157 4,100
Change
Cash 42,364 +863 43,227
Investments 7,993 +17,513 25,506
Retirement acc 67,672 +51,519 119,191
Real estate 0 0 0
Other assets 0 + 811 811
Total assets 118,029 +70,706 188,735

Mortgage 0 0 0
Other debt 5,710 -1,610 4,100
Total debt 5,710 -1,610 4,100
Change
Cash 15,425 +27,802 43,227
Investments 858 +24,648 25,506
Retirement acc 12,374 +106,817 119,191
Real estate 0 0 0
Other assets 0 + 811 811
Total assets 28,657 +160,078 188,735

Mortgage 0 0 0
Other debt 21,390 -17,290 4,100
Total debt 21,390 -17,290 4,100

I am now 9.3% on my way to achive my FIRE target of USD 2,028,571. This is 0.5 percentage points closer, compared to the last net worth update.

USD 187,924 FIRE target: USD 2,028,571


9.3%

FI portfolio

My FI portfolio now consists of USD 25,506 (13.6%) in investments, USD 119,191 (63.4%) in retirement accounts, and USD 43,227 (23.0%) in cash.

Investments

Since my last update, my investments increased with USD 3,623 (16.56%), of which USD 3,000 was from contributions, and USD 623 was from returns.

Since I started tracking, my total contributions have been USD 20,324, and my total return has been USD 4,324.

Retirement accounts

Since my last update, my retirement accounts increased with USD 7,245 (6.47%), of which USD 3,094 was from contributions , and USD 4,151 was from returns.

Since I started tracking, my total contributions have been USD 67,273, and my total return is USD 39,544.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 626 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
626/month
(4.0% SWR)
548/month
(3.5% SWR)
469/month
(3.0% SWR)


When can I retire?

FI date

My age

53

I am currently aiming to save/invest approximately USD 2,289 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,028,571 in 19 years and 4 months, in , and at that time I will be 53 years old.

By that time I will have invested/saved another USD 638,631, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,202,016


Financial independence forecast