Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is k3nsh1n78's #60 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 824,293 and my FI portfolio increased to AUD 499,113


Net worth

AUD 824,293

Since the last update on my net worth has increased with AUD 3,959 (+ 0.48 %).

FI portfolio

AUD 499,113

Since the last update on my FI portfolio has increased with AUD 4,059 (+ 0.82 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 223,250 +1,800 225,050
Investments 77,827 +1,083 78,910
Retirement acc 193,977 +1,176 195,153
Real estate 1,585,000 0 1,585,000
Other assets 26,050 -100 25,950
Total assets 2,106,104 +3,959 2,110,063

Mortgage 1,285,770 0 1,285,770
Other debt 0 0 0
Total debt 1,285,770 0 1,285,770
Change
Cash 193,950 +31,100 225,050
Investments 52,443 +26,467 78,910
Retirement acc 159,480 +35,673 195,153
Real estate 1,585,000 0 1,585,000
Other assets 34,040 -8,090 25,950
Total assets 2,024,913 +85,150 2,110,063

Mortgage 1,294,170 -8,400 1,285,770
Other debt 0 0 0
Total debt 1,294,170 -8,400 1,285,770
Change
Cash 147,750 +77,300 225,050
Investments 37,355 +41,555 78,910
Retirement acc 136,402 +58,751 195,153
Real estate 1,585,000 0 1,585,000
Other assets 37,280 -11,330 25,950
Total assets 1,943,787 +166,276 2,110,063

Mortgage 1,300,865 -15,095 1,285,770
Other debt 0 0 0
Total debt 1,300,865 -15,095 1,285,770

I am now 33.3% on my way to achive my FIRE target of AUD 1,500,000. This is 0.3 percentage points closer, compared to the last net worth update.

AUD 499,113 FIRE target: AUD 1,500,000


33.3%

FI portfolio

My FI portfolio now consists of AUD 78,910 (15.8%) in investments, AUD 195,153 (39.1%) in retirement accounts, and AUD 225,050 (45.1%) in cash.

Investments

Since my last update, my investments increased with AUD 1,083 (1.39%).

Since I started tracking, my total contributions have been AUD 221,495, and my total return has been AUD -237,960.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 1,176 (0.61%), of which AUD 400 was from contributions , and AUD 7,935 was from returns.

Since I started tracking, my total contributions have been AUD 175,203, and my total return is AUD 113,570.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 1,663 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,663/month
(4.0% SWR)
1,455/month
(3.5% SWR)
1,247/month
(3.0% SWR)


When can I retire?

FI date

My age

49

I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 2 years and 6 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another AUD 608,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 392,887


Financial independence forecast