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Net worth update per


This is Burner_For_Fire's #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 810,760 and my FI portfolio decreased to USD 586,760


Net worth

USD 810,760

Since the last update on my net worth has increased with USD 38,208 (+ 4.95 %).

FI portfolio

USD 586,760

Since the last update on my FI portfolio has decreased with USD -2,292 ( -0.39 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 64,149 -5,017 59,132
Investments 49,376 +802 50,178
Retirement acc 475,527 +1,923 477,450
Real estate 420,000 0 420,000
Other assets 0 + 40,000 40,000
Total assets 1,009,052 +37,708 1,046,760

Mortgage 236,500 -500 236,000
Other debt 0 0 0
Total debt 236,500 -500 236,000
Change
Cash 58,000 +1,132 59,132
Investments 48,000 +2,178 50,178
Retirement acc 473,000 +4,450 477,450
Real estate 420,000 0 420,000
Other assets 0 + 40,000 40,000
Total assets 999,000 +47,760 1,046,760

Mortgage 237,000 -1,000 236,000
Other debt 0 0 0
Total debt 237,000 -1,000 236,000
Change
Cash 58,000 +1,132 59,132
Investments 48,000 +2,178 50,178
Retirement acc 473,000 +4,450 477,450
Real estate 420,000 0 420,000
Other assets 0 + 40,000 40,000
Total assets 999,000 +47,760 1,046,760

Mortgage 237,000 -1,000 236,000
Other debt 0 0 0
Total debt 237,000 -1,000 236,000

I am now 19.6% on my way to achive my FIRE target of USD 3,000,000. This is -0.1 percentage points closer, compared to the last net worth update.

USD 586,760 FIRE target: USD 3,000,000


19.6%

FI portfolio

My FI portfolio now consists of USD 50,178 (8.6%) in investments, USD 477,450 (81.4%) in retirement accounts, and USD 59,132 (10.1%) in cash.

Investments

Since my last update, my investments increased with USD 802 (1.62%), of which USD 1,800 was from contributions, and USD 133 was from returns.

Since I started tracking, my total contributions have been USD 50,800, and my total return has been USD 35,721.

Retirement accounts

Since my last update, my retirement accounts increased with USD 1,923 (0.4%), of which USD 3,240 was from contributions , and USD 10,788 was from returns.

Since I started tracking, my total contributions have been USD 22,803, and my total return is USD 166,195.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,955 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,955/month
(4.0% SWR)
1,711/month
(3.5% SWR)
1,466/month
(3.0% SWR)


When can I retire?

FI date

My age

46

I am currently aiming to save/invest approximately USD 5,766 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 3,000,000 in 8 years and 10 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another USD 870,666, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,542,574


Financial independence forecast