Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is rysmi86's #4 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 549,010 and my FI portfolio increased to USD 260,120


Net worth

USD 549,010

Since the last update on my net worth has increased with USD 148,774 (+ 37.17 %).

FI portfolio

USD 260,120

Since the last update on my FI portfolio has increased with USD 99,284 (+ 61.73 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 31,000 +11,747 42,747
Investments 1,991 +24,509 26,500
Retirement acc 127,845 +63,028 190,873
Real estate 365,000 + 55,000 420,000
Other assets 43,000 + 2,000 45,000
Total assets 568,836 +156,284 725,120

Mortgage 168,600 -8,990 159,610
Other debt 0 + 16,500 16,500
Total debt 168,600 + 7,510 176,110
Change
Cash 31,000 +11,747 42,747
Investments 1,991 +24,509 26,500
Retirement acc 127,845 +63,028 190,873
Real estate 365,000 + 55,000 420,000
Other assets 43,000 + 2,000 45,000
Total assets 568,836 +156,284 725,120

Mortgage 168,600 -8,990 159,610
Other debt 0 + 16,500 16,500
Total debt 168,600 + 7,510 176,110
Change
Cash 20,000 +22,747 42,747
Investments 0 +26,500 26,500
Retirement acc 88,000 +102,873 190,873
Real estate 330,000 + 90,000 420,000
Other assets 46,000 -1,000 45,000
Total assets 484,000 +241,120 725,120

Mortgage 174,000 -14,390 159,610
Other debt 0 + 16,500 16,500
Total debt 174,000 + 2,110 176,110

I am now 26.0% on my way to achive my FIRE target of USD 1,000,000. This is 9.9 percentage points closer, compared to the last net worth update.

USD 260,120 FIRE target: USD 1,000,000


26.0%

FI portfolio

My FI portfolio now consists of USD 26,500 (10.2%) in investments, USD 190,873 (73.4%) in retirement accounts, and USD 42,747 (16.4%) in cash.

Investments

Since my last update, my investments increased with USD 24,509 (1230.99%).

Retirement accounts

Since my last update, my retirement accounts increased with USD 63,028 (49.3%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 867 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
867/month
(4.0% SWR)
758/month
(3.5% SWR)
650/month
(3.0% SWR)


When can I retire?

FI date

My age

46

I am currently aiming to save/invest approximately USD 2,200 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,000,000 in 7 years and 10 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another USD 281,600, while the rest will be return on my existing FI portfolio and the new investments, in total USD 458,280


Financial independence forecast