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Net worth update per


This is Falco's #161 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 251,588 and my FI portfolio decreased to USD 251,588


Net worth

USD 251,588

Since the last update on my net worth has decreased with USD -789 ( -0.31 %).

FI portfolio

USD 251,588

Since the last update on my FI portfolio has decreased with USD -789 ( -0.31 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 11,218 -445 10,773
Investments 55,430 +248 55,678
Retirement acc 185,729 -592 185,137
Real estate 0 0 0
Other assets 0 0 0
Total assets 252,377 -789 251,588

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 9,850 +923 10,773
Investments 41,949 +13,729 55,678
Retirement acc 156,929 +28,208 185,137
Real estate 0 0 0
Other assets 0 0 0
Total assets 208,728 +42,860 251,588

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -9,729 10,773
Investments 22,774 +32,904 55,678
Retirement acc 141,441 +43,696 185,137
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +66,871 251,588

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 50.3% on my way to achive my FIRE target of USD 500,000. This is -0.2 percentage points closer, compared to the last net worth update.

USD 251,588 FIRE target: USD 500,000


50.3%

FI portfolio

My FI portfolio now consists of USD 55,678 (22.1%) in investments, USD 185,137 (73.6%) in retirement accounts, and USD 10,773 (4.3%) in cash.

Investments

Since my last update, my investments increased with USD 248 (0.45%), of which USD 206 was from contributions, and USD -2,404 was from returns.

Since I started tracking, my total contributions have been USD 57,911, and my total return has been USD 35,867.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -592 (-0.32%), of which USD 144 was from contributions , and USD -6,883 was from returns.

Since I started tracking, my total contributions have been USD 39,193, and my total return is USD 157,712.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 838 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
838/month
(4.0% SWR)
733/month
(3.5% SWR)
628/month
(3.0% SWR)


When can I retire?

FI date

My age

43

I am currently aiming to save/invest approximately USD 2,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 0 years and 6 months, in , and at that time I will be 43 years old.

By that time I will have invested/saved another USD 122,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 126,412


Financial independence forecast