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Net worth update per



This is nrgtik's #4 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 194,173 and my FI portfolio decreased to EUR 57,976


Net worth

EUR 194,173

Since the last update on my net worth has decreased with EUR -52 ( -0.03 %).

FI portfolio

EUR 57,976

Since the last update on my FI portfolio has decreased with EUR -1,810 ( -3.03 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 19.3% on my way to achive my FIRE target of EUR 300,000. This is -0.6 percentage points closer, compared to the last net worth update.

EUR 57,976 FIRE target: EUR 300,000


19.3%


FI portfolio


My FI portfolio now consists of EUR 40,789 (70.4%) in investments, and EUR 17,187 (29.6%) in cash.

Investments

Since my last update, my investments increased with EUR 2,053 (5.3%), of which EUR 340 was from contributions, and EUR -1,332 was from returns.

Since I started tracking, my total contributions have been EUR 6,540, and my total return has been EUR 4,221.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 193 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
193/month
(4.0% SWR)
169/month
(3.5% SWR)
144/month
(3.0% SWR)


When can I retire?


FI date


My age

58

I am currently aiming to save/invest approximately EUR 600 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 300,000 in 8 years and 11 months, in , and at that time I will be 58 years old.

By that time I will have invested/saved another EUR 93,600, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 148,424


Financial independence forecast