Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is Scarlette's #11 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 1,788,197 and my FI portfolio increased to AUD 1,315,299


Net worth

AUD 1,788,197

Since the last update on my net worth has increased with AUD 29,735 (+ 1.69 %).

FI portfolio

AUD 1,315,299

Since the last update on my FI portfolio has increased with AUD 24,993 (+ 1.94 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 78,658 -3,640 75,018
Investments 368,425 +10,119 378,544
Retirement acc 843,223 +18,514 861,737
Real estate 1,205,000 0 1,205,000
Other assets 0 0 0
Total assets 2,495,306 +24,993 2,520,299

Mortgage 736,844 -4,742 732,102
Other debt 0 0 0
Total debt 736,844 -4,742 732,102
Change
Cash 80,144 -5,126 75,018
Investments 313,493 +65,051 378,544
Retirement acc 780,710 +81,027 861,737
Real estate 1,205,000 0 1,205,000
Other assets 0 0 0
Total assets 2,379,347 +140,952 2,520,299

Mortgage 750,045 -17,943 732,102
Other debt 0 0 0
Total debt 750,045 -17,943 732,102
Change
Cash 79,633 -4,615 75,018
Investments 265,933 +112,611 378,544
Retirement acc 731,184 +130,553 861,737
Real estate 1,205,000 0 1,205,000
Other assets 0 0 0
Total assets 2,281,750 +238,549 2,520,299

Mortgage 761,931 -29,829 732,102
Other debt 0 0 0
Total debt 761,931 -29,829 732,102

I am now 30.9% on my way to achive my FIRE target of AUD 4,250,000. This is 0.6 percentage points closer, compared to the last net worth update.

AUD 1,315,299 FIRE target: AUD 4,250,000


30.9%

FI portfolio

My FI portfolio now consists of AUD 378,544 (28.8%) in investments, AUD 861,737 (65.5%) in retirement accounts, and AUD 75,018 (5.7%) in cash.

Investments

Since my last update, my investments increased with AUD 10,119 (2.75%).

Since I started tracking, my total contributions have been AUD 115,287, and my total return has been AUD 81,275.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 18,514 (2.2%), of which AUD 3,300 was from contributions , and AUD 16,214 was from returns.

Since I started tracking, my total contributions have been AUD 63,022, and my total return is AUD 181,414.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 4,384 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
4,384/month
(4.0% SWR)
3,836/month
(3.5% SWR)
3,288/month
(3.0% SWR)


When can I retire?

FI date

My age

52

I am currently aiming to save/invest approximately AUD 6,033 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 4,250,000 in 9 years and 0 months, in , and at that time I will be 52 years old.

By that time I will have invested/saved another AUD 856,686, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 2,078,015


Financial independence forecast