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Net worth update per



This is k3nsh1n78's #54 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 802,340 and my FI portfolio decreased to AUD 478,020


Net worth

AUD 802,340

Since the last update on my net worth has decreased with AUD -201 ( -0.03 %).

FI portfolio

AUD 478,020

Since the last update on my FI portfolio has decreased with AUD -101 ( -0.02 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 31.9% on my way to achive my FIRE target of AUD 1,500,000. This is -0.0 percentage points closer, compared to the last net worth update.

AUD 478,020 FIRE target: AUD 1,500,000


31.9%


FI portfolio


My FI portfolio now consists of AUD 72,197 (15.1%) in investments, AUD 186,823 (39.1%) in retirement accounts, and AUD 219,000 (45.8%) in cash.

Investments

Since my last update, my investments decreased with AUD -912 (-1.25%).

Since I started tracking, my total contributions have been AUD 221,495, and my total return has been AUD -245,460.

Retirement accounts

Since my last update, my retirement accounts decreased with AUD -289 (-0.15%), of which AUD 1,250 was from contributions , and AUD 4,613 was from returns.

Since I started tracking, my total contributions have been AUD 136,792, and my total return is AUD 81,059.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 1,593 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,593/month
(4.0% SWR)
1,394/month
(3.5% SWR)
1,195/month
(3.0% SWR)


When can I retire?


FI date


My age

49

I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 4 years and 0 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another AUD 656,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 365,980


Financial independence forecast