Net worth update per



This is my #14 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 8,445 and my FI portfolio increased to EUR 6,295


Net worth

EUR 8,445

Since the last update on my net worth has increased with EUR 26 (+ 0.31 %).

FI portfolio

EUR 6,295

Since the last update on my FI portfolio has increased with EUR 26 (+ 0.41 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 2.1% on my way to achive my FIRE target of EUR 300,000. This is 0.0 percentage points closer, compared to the last net worth update.

EUR 6,295 FIRE target: EUR 300,000


2.1%


FI portfolio


My FI portfolio now consists of EUR 6,230 (99.0%) in investments, and EUR 65 (1.0%) in cash.

Investments

Since my last update, my investments increased with EUR 361 (6.15%), of which EUR 320 was from contributions, and EUR 41 was from returns.

Since I started tracking, my total contributions have been EUR 4,536, and my total return has been EUR 794.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 20 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
20/month
(4.0% SWR)
18/month
(3.5% SWR)
15/month
(3.0% SWR)


When can I retire?


FI date


My age

40

I am currently aiming to save/invest approximately EUR 400 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 300,000 in 18 years and 7 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another EUR 89,600, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 204,105


Financial independence forecast