Net worth update per



This is my #11 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 417,681 and my FI portfolio increased to EUR 184,043


Net worth

EUR 417,681

Since the last update on my net worth has increased with EUR 4,669 (+ 1.13 %).

FI portfolio

EUR 184,043

Since the last update on my FI portfolio has increased with EUR 3,993 (+ 2.22 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 18.4% on my way to achive my FIRE target of EUR 1,000,000. This is 0.4 percentage points closer, compared to the last net worth update.

EUR 184,043 FIRE target: EUR 1,000,000


18.4%


FI portfolio


My FI portfolio now consists of EUR 44,643 (24.3%) in investments, EUR 16,980 (9.2%) in retirement accounts, and EUR 122,420 (66.5%) in cash.

Investments

Since my last update, my investments increased with EUR 3,583 (8.73%), of which EUR 2,700 was from contributions, and EUR 883 was from returns.

Since I started tracking, my total contributions have been EUR 25,450, and my total return has been EUR 1,371.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 160 (0.95%), of which EUR 160 was from contributions , and EUR 0 was from returns.

Since I started tracking, my total contributions have been EUR 6,717, and my total return is EUR 143.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 613 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
613/month
(4.0% SWR)
536/month
(3.5% SWR)
460/month
(3.0% SWR)


When can I retire?


FI date


My age

59

I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 24 years and 8 months, in , and at that time I will be 59 years old.

By that time I will have invested/saved another EUR 297,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 518,957


Financial independence forecast