Net worth update per

This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was BGN 76,000 and my FI portfolio was BGN 73,000.

Net worth

BGN 76,000

FI portfolio

BGN 73,000

I am now 9.7% on my way to achive my FIRE target of BGN 750,000.

BGN 73,000 FIRE target: BGN 750,000


FI portfolio

My FI portfolio now consists of BGN 14,000 (19.2%) in investments, and BGN 59,000 (80.8%) in cash.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be BGN 243 for the rest of my life.

Retire today with (BGN)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately BGN 1,100 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of BGN 750,000 in 19 years and 1 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another BGN 253,000, while the rest will be return on my existing FI portfolio and the new investments, in total BGN 424,000

Financial independence forecast