Net worth update per



This is my #5 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 851,800 and my FI portfolio increased to EUR 553,600


Net worth

EUR 851,800

Since the last update on my net worth has increased with EUR 48,700 (+ 6.06 %).

FI portfolio

EUR 553,600

Since the last update on my FI portfolio has increased with EUR 48,100 (+ 9.52 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 39.5% on my way to achive my FIRE target of EUR 1,400,000. This is 3.4 percentage points closer, compared to the last net worth update.

EUR 553,600 FIRE target: EUR 1,400,000


39.5%


FI portfolio


My FI portfolio now consists of EUR 410,000 (74.1%) in investments, EUR 88,600 (16.0%) in retirement accounts, and EUR 55,000 (9.9%) in cash.

Investments

Since my last update, my investments increased with EUR 45,000 (12.33%).

Retirement accounts

Since my last update, my retirement accounts increased with EUR 2,100 (2.43%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 1,845 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
1,845/month
(4.0% SWR)
1,614/month
(3.5% SWR)
1,384/month
(3.0% SWR)


When can I retire?


FI date


My age

45

I am currently aiming to save/invest approximately EUR 7,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,400,000 in 6 years and 0 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another EUR 518,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 328,400


Financial independence forecast