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Net worth update per


This is Falco's #137 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 237,009 and my FI portfolio increased to USD 237,009


Net worth

USD 237,009

Since the last update on my net worth has increased with USD 277 (+ 0.12 %).

FI portfolio

USD 237,009

Since the last update on my FI portfolio has increased with USD 277 (+ 0.12 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 6,144 0 6,144
Investments 52,029 +44 52,073
Retirement acc 178,559 +233 178,792
Real estate 0 0 0
Other assets 0 0 0
Total assets 236,732 +277 237,009

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 9,850 -3,706 6,144
Investments 41,949 +10,124 52,073
Retirement acc 156,929 +21,863 178,792
Real estate 0 0 0
Other assets 0 0 0
Total assets 208,728 +28,281 237,009

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -14,358 6,144
Investments 22,774 +29,299 52,073
Retirement acc 141,441 +37,351 178,792
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +52,292 237,009

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 47.4% on my way to achive my FIRE target of USD 500,000. This is 0.1 percentage points closer, compared to the last net worth update.

USD 237,009 FIRE target: USD 500,000


47.4%

FI portfolio

My FI portfolio now consists of USD 52,073 (22.0%) in investments, USD 178,792 (75.4%) in retirement accounts, and USD 6,144 (2.6%) in cash.

Investments

Since my last update, my investments increased with USD 44 (0.08%), of which USD 75 was from contributions, and USD 1,152 was from returns.

Since I started tracking, my total contributions have been USD 52,093, and my total return has been USD 20,774.

Retirement accounts

Since my last update, my retirement accounts increased with USD 233 (0.13%), of which USD 133 was from contributions , and USD 3,057 was from returns.

Since I started tracking, my total contributions have been USD 24,687, and my total return is USD 113,074.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 790 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
790/month
(4.0% SWR)
691/month
(3.5% SWR)
592/month
(3.0% SWR)


When can I retire?

FI date

My age

44

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 2 years and 8 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 106,400, while the rest will be return on my existing FI portfolio and the new investments, in total USD 156,591


Financial independence forecast