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Net worth update per



This is Pepperlog2's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was GBP 1,492,000 and my FI portfolio was GBP 852,000.


Net worth

GBP 1,492,000

FI portfolio

GBP 852,000

I am now 85.2% on my way to achive my FIRE target of GBP 1,000,000.

GBP 852,000 FIRE target: GBP 1,000,000


85.2%

FI portfolio


My FI portfolio now consists of GBP 480,000 (56.3%) in investments, GBP 360,000 (42.3%) in retirement accounts, and GBP 12,000 (1.4%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be GBP 2,840 for the rest of my life.

Retire today with (GBP)
2,840/month
(4.0% SWR)
2,485/month
(3.5% SWR)
2,130/month
(3.0% SWR)


When can I retire?


FI date


My age

64

I am currently aiming to save/invest approximately GBP 2,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in -1 years and -7 months, in , and at that time I will be 64 years old.

By that time I will have invested/saved another GBP 32,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 116,000


Financial independence forecast