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Net worth update per


This is TheShidoshi's #11 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 272,600 and my FI portfolio increased to GBP 272,600


Net worth

GBP 272,600

Since the last update on my net worth has increased with GBP 10,288 (+ 3.92 %).

FI portfolio

GBP 272,600

Since the last update on my FI portfolio has increased with GBP 10,288 (+ 3.92 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 97,099 -662 96,437
Investments 104,210 +7,171 111,381
Retirement acc 61,003 +3,779 64,782
Real estate 0 0 0
Other assets 0 0 0
Total assets 262,312 +10,288 272,600

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 84,049 +12,388 96,437
Investments 84,285 +27,096 111,381
Retirement acc 53,525 +11,257 64,782
Real estate 0 0 0
Other assets 0 0 0
Total assets 221,859 +50,741 272,600

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 71,211 +25,226 96,437
Investments 57,708 +53,673 111,381
Retirement acc 36,904 +27,878 64,782
Real estate 0 0 0
Other assets 0 0 0
Total assets 165,823 +106,777 272,600

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 27.3% on my way to achive my FIRE target of GBP 1,000,000. This is 1.0 percentage points closer, compared to the last net worth update.

GBP 272,600 FIRE target: GBP 1,000,000


27.3%

FI portfolio

My FI portfolio now consists of GBP 111,381 (40.9%) in investments, GBP 64,782 (23.8%) in retirement accounts, and GBP 96,437 (35.4%) in cash.

Investments

Since my last update, my investments increased with GBP 7,171 (6.88%).

Since I started tracking, my total contributions have been GBP 2,265, and my total return has been GBP 78,937.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 3,779 (6.19%).

Since I started tracking, my total contributions have been GBP 2,705, and my total return is GBP 71,383.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 908 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
908/month
(4.0% SWR)
795/month
(3.5% SWR)
681/month
(3.0% SWR)


When can I retire?

FI date

My age

60

I am currently aiming to save/invest approximately GBP 1,250 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 14 years and 11 months, in , and at that time I will be 60 years old.

By that time I will have invested/saved another GBP 268,750, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 458,650


Financial independence forecast