Net worth update per



This is my #124 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 235,492 and my FI portfolio decreased to USD 235,492


Net worth

USD 235,492

Since the last update on my net worth has decreased with USD -395 ( -0.17 %).

FI portfolio

USD 235,492

Since the last update on my FI portfolio has decreased with USD -395 ( -0.17 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 47.1% on my way to achive my FIRE target of USD 500,000. This is -0.1 percentage points closer, compared to the last net worth update.

USD 235,492 FIRE target: USD 500,000


47.1%


FI portfolio


My FI portfolio now consists of USD 51,088 (21.7%) in investments, USD 179,278 (76.1%) in retirement accounts, and USD 5,126 (2.2%) in cash.

Investments

Since my last update, my investments increased with USD 101 (0.2%).

Since I started tracking, my total contributions have been USD 20,650, and my total return has been USD 9,865.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -398 (-0.22%).

Since I started tracking, my total contributions have been USD 6,000, and my total return is USD 33,952.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 784 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
784/month
(4.0% SWR)
686/month
(3.5% SWR)
588/month
(3.0% SWR)


When can I retire?


FI date


My age

44

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 5 years and 9 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 99,400, while the rest will be return on my existing FI portfolio and the new investments, in total USD 165,108


Financial independence forecast