Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is FIREDreamer's #17 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 222,072 and my FI portfolio increased to GBP 219,721


Net worth

GBP 222,072

Since the last update on my net worth has increased with GBP 26,953 (+ 13.81 %).

FI portfolio

GBP 219,721

Since the last update on my FI portfolio has increased with GBP 26,599 (+ 13.77 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 5,000 0 5,000
Investments 172,648 +26,058 198,706
Retirement acc 15,474 +541 16,015
Real estate 0 0 0
Other assets 45,797 + 64 45,861
Total assets 238,919 +26,663 265,582

Mortgage 0 0 0
Other debt 43,800 -290 43,510
Total debt 43,800 -290 43,510
Change
Cash 22,000 -17,000 5,000
Investments 62,106 +136,600 198,706
Retirement acc 11,191 +4,824 16,015
Real estate 0 0 0
Other assets 45,608 + 253 45,861
Total assets 140,905 +124,677 265,582

Mortgage 0 0 0
Other debt 44,322 -812 43,510
Total debt 44,322 -812 43,510
Change
Cash 20,755 -15,755 5,000
Investments 23,950 +174,756 198,706
Retirement acc 3,524 +12,491 16,015
Real estate 0 0 0
Other assets 43,943 + 1,918 45,861
Total assets 92,172 +173,410 265,582

Mortgage 0 0 0
Other debt 43,943 -433 43,510
Total debt 43,943 -433 43,510

I am now 36.6% on my way to achive my FIRE target of GBP 600,000. This is 4.4 percentage points closer, compared to the last net worth update.

GBP 219,721 FIRE target: GBP 600,000


36.6%

FI portfolio

My FI portfolio now consists of GBP 198,706 (90.4%) in investments, GBP 16,015 (7.3%) in retirement accounts, and GBP 5,000 (2.3%) in cash.

Investments

Since my last update, my investments increased with GBP 26,058 (15.09%), of which GBP 1,000 was from contributions, and GBP 25,058 was from returns.

Since I started tracking, my total contributions have been GBP 60,975, and my total return has been GBP 113,781.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 541 (3.5%), of which GBP 1,000 was from contributions , and GBP -459 was from returns.

Since I started tracking, my total contributions have been GBP 11,814, and my total return is GBP 677.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 732 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
732/month
(4.0% SWR)
640/month
(3.5% SWR)
549/month
(3.0% SWR)


When can I retire?

FI date

My age

35

I am currently aiming to save/invest approximately GBP 2,750 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 600,000 in 1 years and 3 months, in , and at that time I will be 35 years old.

By that time I will have invested/saved another GBP 176,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 204,279


Financial independence forecast