Net worth update per

This is my #46 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 779,456 and my FI portfolio increased to AUD 456,806

Net worth

AUD 779,456

Since the last update on my net worth has increased with AUD 2,231 (+ 0.29 %).

FI portfolio

AUD 456,806

Since the last update on my FI portfolio has increased with AUD 2,681 (+ 0.59 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 30.5% on my way to achive my FIRE target of AUD 1,500,000. This is 0.2 percentage points closer, compared to the last net worth update.

AUD 456,806 FIRE target: AUD 1,500,000


FI portfolio

My FI portfolio now consists of AUD 67,590 (14.8%) in investments, AUD 177,716 (38.9%) in retirement accounts, and AUD 211,500 (46.3%) in cash.


Since my last update, my investments increased with AUD 1,040 (1.56%), of which AUD 554 was from contributions, and AUD 854 was from returns.

Since I started tracking, my total contributions have been AUD 41,386, and my total return has been AUD 7,509.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 841 (0.48%), of which AUD 909 was from contributions , and AUD 564 was from returns.

Since I started tracking, my total contributions have been AUD 28,073, and my total return is AUD 32,976.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 1,522 for the rest of my life.

Monthly SWR amount
Retire today with (AUD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 6 years and 6 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another AUD 672,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 371,194

Financial independence forecast