Net worth update per



This is my #17 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 285,349 and my FI portfolio increased to GBP 420,819


Net worth

GBP 285,349

Since the last update on my net worth has increased with GBP 30,568 (+ 12.0 %).

FI portfolio

GBP 420,819

Since the last update on my FI portfolio has increased with GBP 30,841 (+ 7.91 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 30.1% on my way to achive my FIRE target of GBP 1,400,000. This is 2.2 percentage points closer, compared to the last net worth update.

GBP 420,819 FIRE target: GBP 1,400,000


30.1%


FI portfolio


My FI portfolio now consists of GBP 249,073 (59.2%) in investments, GBP 145,116 (34.5%) in retirement accounts, and GBP 26,630 (6.3%) in cash.

Investments

Since my last update, my investments increased with GBP 18,150 (7.86%).

Retirement accounts

Since my last update, my retirement accounts increased with GBP 14,089 (10.75%), of which GBP 1,365 was from contributions , and GBP -1,155 was from returns.

Since I started tracking, my total contributions have been GBP 29,434, and my total return is GBP 66,056.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,402 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,402/month
(4.0% SWR)
1,227/month
(3.5% SWR)
1,052/month
(3.0% SWR)


When can I retire?


FI date


My age

41

I am currently aiming to save/invest approximately GBP 3,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,400,000 in 9 years and 9 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another GBP 375,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 604,181


Financial independence forecast