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Net worth update per


This is hadabeardonce's #4 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 357,594 and my FI portfolio increased to USD 140,613


Net worth

USD 357,594

Since the last update on my net worth has increased with USD 73,802 (+ 26.01 %).

FI portfolio

USD 140,613

Since the last update on my FI portfolio has increased with USD 26,038 (+ 22.73 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 30,000 0 30,000
Investments 0 0 0
Retirement acc 84,575 +26,038 110,613
Real estate 329,355 + 45,965 375,320
Other assets 10,000 0 10,000
Total assets 453,930 +72,003 525,933

Mortgage 170,138 -1,799 168,339
Other debt 0 0 0
Total debt 170,138 -1,799 168,339
Change
Cash 30,000 0 30,000
Investments 0 0 0
Retirement acc 76,074 +34,539 110,613
Real estate 334,579 + 40,741 375,320
Other assets 10,000 0 10,000
Total assets 450,653 +75,280 525,933

Mortgage 171,900 -3,561 168,339
Other debt 0 0 0
Total debt 171,900 -3,561 168,339
Change
Cash 30,000 0 30,000
Investments 0 0 0
Retirement acc 71,251 +39,362 110,613
Real estate 293,186 + 82,134 375,320
Other assets 10,000 0 10,000
Total assets 404,437 +121,496 525,933

Mortgage 173,626 -5,287 168,339
Other debt 0 0 0
Total debt 173,626 -5,287 168,339

I am now 10.0% on my way to achive my FIRE target of USD 1,400,000. This is 1.9 percentage points closer, compared to the last net worth update.

USD 140,613 FIRE target: USD 1,400,000


10.0%

FI portfolio

My FI portfolio now consists of USD 110,613 (78.7%) in retirement accounts, and USD 30,000 (21.3%) in cash.

Investments

Since my last update, my investments decreased with USD 0 (0%).

Retirement accounts

Since my last update, my retirement accounts increased with USD 26,038 (30.79%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 468 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
468/month
(4.0% SWR)
410/month
(3.5% SWR)
351/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately USD 8,795 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,400,000 in 0 years and 8 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another USD 870,705, while the rest will be return on my existing FI portfolio and the new investments, in total USD 388,682


Financial independence forecast