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Net worth update per


This is hadabeardonce's #8 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 679,698 and my FI portfolio increased to USD 340,056


Net worth

USD 679,698

Since the last update on my net worth has increased with USD 62,949 (+ 10.21 %).

FI portfolio

USD 340,056

Since the last update on my FI portfolio has increased with USD 54,456 (+ 19.07 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 30,000 0 30,000
Investments 0 +4,147 4,147
Retirement acc 255,600 +50,309 305,909
Real estate 468,493 + 6,210 474,703
Other assets 10,000 0 10,000
Total assets 764,093 +60,666 824,759

Mortgage 147,344 -2,283 145,061
Other debt 0 0 0
Total debt 147,344 -2,283 145,061
Change
Cash 30,000 0 30,000
Investments 0 +4,147 4,147
Retirement acc 208,289 +97,620 305,909
Real estate 412,636 + 62,067 474,703
Other assets 10,000 0 10,000
Total assets 660,925 +163,834 824,759

Mortgage 149,560 -4,499 145,061
Other debt 0 0 0
Total debt 149,560 -4,499 145,061
Change
Cash 30,000 0 30,000
Investments 0 +4,147 4,147
Retirement acc 71,251 +234,658 305,909
Real estate 293,186 + 181,517 474,703
Other assets 10,000 0 10,000
Total assets 404,437 +420,322 824,759

Mortgage 173,626 -28,565 145,061
Other debt 0 0 0
Total debt 173,626 -28,565 145,061

I am now 24.3% on my way to achive my FIRE target of USD 1,400,000. This is 3.9 percentage points closer, compared to the last net worth update.

USD 340,056 FIRE target: USD 1,400,000


24.3%

FI portfolio

My FI portfolio now consists of USD 4,147 (1.2%) in investments, USD 305,909 (90.0%) in retirement accounts, and USD 30,000 (8.8%) in cash.

Investments

Since my last update, my investments increased with USD 4,147 (100%).

Retirement accounts

Since my last update, my retirement accounts increased with USD 50,309 (19.68%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,133 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,133/month
(4.0% SWR)
991/month
(3.5% SWR)
850/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately USD 8,795 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,400,000 in 1 years and 0 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another USD 694,805, while the rest will be return on my existing FI portfolio and the new investments, in total USD 365,139


Financial independence forecast