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Net worth update per


This is hadabeardonce's #9 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 704,505 and my FI portfolio increased to USD 385,838


Net worth

USD 704,505

Since the last update on my net worth has increased with USD 24,807 (+ 3.65 %).

FI portfolio

USD 385,838

Since the last update on my FI portfolio has increased with USD 45,782 (+ 13.46 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 30,000 0 30,000
Investments 4,147 +13,885 18,032
Retirement acc 305,909 +31,897 337,806
Real estate 474,703 -23,296 451,407
Other assets 10,000 0 10,000
Total assets 824,759 +22,486 847,245

Mortgage 145,061 -2,321 142,740
Other debt 0 0 0
Total debt 145,061 -2,321 142,740
Change
Cash 30,000 0 30,000
Investments 4,147 +13,885 18,032
Retirement acc 305,909 +31,897 337,806
Real estate 474,703 -23,296 451,407
Other assets 10,000 0 10,000
Total assets 824,759 +22,486 847,245

Mortgage 145,061 -2,321 142,740
Other debt 0 0 0
Total debt 145,061 -2,321 142,740
Change
Cash 30,000 0 30,000
Investments 0 +18,032 18,032
Retirement acc 71,251 +266,555 337,806
Real estate 293,186 + 158,221 451,407
Other assets 10,000 0 10,000
Total assets 404,437 +442,808 847,245

Mortgage 173,626 -30,886 142,740
Other debt 0 0 0
Total debt 173,626 -30,886 142,740

I am now 27.6% on my way to achive my FIRE target of USD 1,400,000. This is 3.3 percentage points closer, compared to the last net worth update.

USD 385,838 FIRE target: USD 1,400,000


27.6%

FI portfolio

My FI portfolio now consists of USD 18,032 (4.7%) in investments, USD 337,806 (87.6%) in retirement accounts, and USD 30,000 (7.8%) in cash.

Investments

Since my last update, my investments increased with USD 13,885 (334.82%).

Retirement accounts

Since my last update, my retirement accounts increased with USD 31,897 (10.43%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,286 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,286/month
(4.0% SWR)
1,125/month
(3.5% SWR)
964/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately USD 8,795 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,400,000 in 0 years and 1 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another USD 659,625, while the rest will be return on my existing FI portfolio and the new investments, in total USD 354,537


Financial independence forecast