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Net worth update per



This is mum0v40's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was NZD 786,000 and my FI portfolio was NZD 241,000.


Net worth

NZD 786,000

FI portfolio

NZD 241,000

I am now 24124.1% on my way to achive my FIRE target of NZD 999.

NZD 241,000 FIRE target: NZD 999


24124.1%

FI portfolio


My FI portfolio now consists of NZD 181,000 (75.1%) in retirement accounts, and NZD 60,000 (24.9%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be NZD 803 for the rest of my life.

Retire today with (NZD)
803/month
(4.0% SWR)
702/month
(3.5% SWR)
602/month
(3.0% SWR)


When can I retire?


FI date


My age

46

I am currently aiming to save/invest approximately NZD 100 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of NZD 999 in -4 years and -1 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another NZD 100, while the rest will be return on my existing FI portfolio and the new investments, in total NZD -240,101


Financial independence forecast