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Net worth update per



This is er1k's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 390,500 and my FI portfolio was EUR 101,500.


Net worth

EUR 390,500

FI portfolio

EUR 101,500

I am now 20.3% on my way to achive my FIRE target of EUR 500,000.

EUR 101,500 FIRE target: EUR 500,000


20.3%

FI portfolio


My FI portfolio now consists of EUR 86,500 (85.2%) in investments, and EUR 15,000 (14.8%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be EUR 338 for the rest of my life.

Retire today with (EUR)
338/month
(4.0% SWR)
296/month
(3.5% SWR)
253/month
(3.0% SWR)


When can I retire?


FI date


My age

45

I am currently aiming to save/invest approximately EUR 2,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 500,000 in 4 years and 11 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another EUR 192,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 206,500


Financial independence forecast