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Net worth update per


This is hadabeardonce's #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 283,792 and my FI portfolio increased to USD 114,575


Net worth

USD 283,792

Since the last update on my net worth has increased with USD 5,039 (+ 1.81 %).

FI portfolio

USD 114,575

Since the last update on my FI portfolio has increased with USD 8,501 (+ 8.01 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 30,000 0 30,000
Investments 0 0 0
Retirement acc 76,074 +8,501 84,575
Real estate 334,579 -5,224 329,355
Other assets 10,000 0 10,000
Total assets 450,653 +3,277 453,930

Mortgage 171,900 -1,762 170,138
Other debt 0 0 0
Total debt 171,900 -1,762 170,138
Change
Cash 30,000 0 30,000
Investments 0 0 0
Retirement acc 76,074 +8,501 84,575
Real estate 334,579 -5,224 329,355
Other assets 10,000 0 10,000
Total assets 450,653 +3,277 453,930

Mortgage 171,900 -1,762 170,138
Other debt 0 0 0
Total debt 171,900 -1,762 170,138
Change
Cash 30,000 0 30,000
Investments 0 0 0
Retirement acc 71,251 +13,324 84,575
Real estate 293,186 + 36,169 329,355
Other assets 10,000 0 10,000
Total assets 404,437 +49,493 453,930

Mortgage 173,626 -3,488 170,138
Other debt 0 0 0
Total debt 173,626 -3,488 170,138

I am now 8.2% on my way to achive my FIRE target of USD 1,400,000. This is 0.6 percentage points closer, compared to the last net worth update.

USD 114,575 FIRE target: USD 1,400,000


8.2%

FI portfolio

My FI portfolio now consists of USD 84,575 (73.8%) in retirement accounts, and USD 30,000 (26.2%) in cash.

Investments

Since my last update, my investments decreased with USD 0 (0%).

Retirement accounts

Since my last update, my retirement accounts increased with USD 8,501 (11.17%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 381 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
381/month
(4.0% SWR)
334/month
(3.5% SWR)
286/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately USD 8,795 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,400,000 in 0 years and -3 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another USD 897,090, while the rest will be return on my existing FI portfolio and the new investments, in total USD 388,335


Financial independence forecast