Net worth update per

This is my #16 net worth update. Please check out my profile here for more information. As of , my net worth decreased to GBP 254,781 and my FI portfolio decreased to GBP 389,978

Net worth

GBP 254,781

Since the last update on my net worth has decreased with GBP -424,893 ( -62.51 %).

FI portfolio

GBP 389,978

Since the last update on my FI portfolio has decreased with GBP -284,893 ( -42.21 %).

The per-day change in net worth between the reported periods are shown in the plot below.

And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 27.9% on my way to achive my FIRE target of GBP 1,400,000. This is -20.3 percentage points closer, compared to the last net worth update.

GBP 389,978 FIRE target: GBP 1,400,000


FI portfolio

My FI portfolio now consists of GBP 230,923 (59.2%) in investments, GBP 131,027 (33.6%) in retirement accounts, and GBP 28,028 (7.2%) in cash.


Since my last update, my investments increased with GBP 9,669 (4.37%).

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -6,904 (-5.01%), of which GBP 1,365 was from contributions , and GBP -1,155 was from returns.

Since I started tracking, my total contributions have been GBP 29,434, and my total return is GBP 66,056.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 1,299 for the rest of my life.

Monthly SWR amount
Retire today with (GBP)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately GBP 3,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,400,000 in 9 years and 6 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another GBP 393,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 617,022

Financial independence forecast