Net worth update per



This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 185,000 and my FI portfolio was EUR 25,000.


Net worth

EUR 185,000

FI portfolio

EUR 25,000

I am now 2.5% on my way to achive my FIRE target of EUR 1,000,000.

EUR 25,000 FIRE target: EUR 1,000,000


2.5%

FI portfolio


My FI portfolio now consists of EUR 10,000 (40.0%) in investments, EUR 10,000 (40.0%) in retirement accounts, and EUR 5,000 (20.0%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be EUR 83 for the rest of my life.

Retire today with (EUR)
83/month
(4.0% SWR)
72/month
(3.5% SWR)
62/month
(3.0% SWR)


When can I retire?


FI date


My age

63

I am currently aiming to save/invest approximately EUR 300 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 29 years and 1 months, in , and at that time I will be 63 years old.

By that time I will have invested/saved another EUR 105,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 870,000


Financial independence forecast