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Net worth update per


This is Falco's #108 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 229,790 and my FI portfolio increased to USD 229,790


Net worth

USD 229,790

Since the last update on my net worth has increased with USD 414 (+ 0.18 %).

FI portfolio

USD 229,790

Since the last update on my FI portfolio has increased with USD 414 (+ 0.18 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 5,880 -425 5,455
Investments 48,887 +425 49,312
Retirement acc 174,609 +414 175,023
Real estate 0 0 0
Other assets 0 0 0
Total assets 229,376 +414 229,790

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 9,850 -4,395 5,455
Investments 41,949 +7,363 49,312
Retirement acc 156,929 +18,094 175,023
Real estate 0 0 0
Other assets 0 0 0
Total assets 208,728 +21,062 229,790

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -15,047 5,455
Investments 22,774 +26,538 49,312
Retirement acc 141,441 +33,582 175,023
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +45,073 229,790

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 46.0% on my way to achive my FIRE target of USD 500,000. This is 0.1 percentage points closer, compared to the last net worth update.

USD 229,790 FIRE target: USD 500,000


46.0%

FI portfolio

My FI portfolio now consists of USD 49,312 (21.5%) in investments, USD 175,023 (76.2%) in retirement accounts, and USD 5,455 (2.4%) in cash.

Investments

Since my last update, my investments increased with USD 425 (0.87%), of which USD 150 was from contributions, and USD -69 was from returns.

Since I started tracking, my total contributions have been USD 49,093, and my total return has been USD 6,378.

Retirement accounts

Since my last update, my retirement accounts increased with USD 414 (0.24%), of which USD 132 was from contributions , and USD -151 was from returns.

Since I started tracking, my total contributions have been USD 20,223, and my total return is USD 70,436.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 765 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
765/month
(4.0% SWR)
670/month
(3.5% SWR)
574/month
(3.0% SWR)


When can I retire?

FI date

My age

45

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 3 years and 6 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 110,600, while the rest will be return on my existing FI portfolio and the new investments, in total USD 159,610


Financial independence forecast