Net worth update per



This is my #108 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 229,790 and my FI portfolio increased to USD 229,790


Net worth

USD 229,790

Since the last update on my net worth has increased with USD 414 (+ 0.18 %).

FI portfolio

USD 229,790

Since the last update on my FI portfolio has increased with USD 414 (+ 0.18 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 46.0% on my way to achive my FIRE target of USD 500,000. This is 0.1 percentage points closer, compared to the last net worth update.

USD 229,790 FIRE target: USD 500,000


46.0%


FI portfolio


My FI portfolio now consists of USD 49,312 (21.5%) in investments, USD 175,023 (76.2%) in retirement accounts, and USD 5,455 (2.4%) in cash.

Investments

Since my last update, my investments increased with USD 425 (0.87%), of which USD 425 was from contributions, and USD -751 was from returns.

Since I started tracking, my total contributions have been USD 19,375, and my total return has been USD 8,100.

Retirement accounts

Since my last update, my retirement accounts increased with USD 414 (0.24%).

Since I started tracking, my total contributions have been USD 6,000, and my total return is USD 29,574.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 765 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
765/month
(4.0% SWR)
670/month
(3.5% SWR)
574/month
(3.0% SWR)


When can I retire?


FI date


My age

44

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 6 years and 0 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 102,200, while the rest will be return on my existing FI portfolio and the new investments, in total USD 168,010


Financial independence forecast