Net worth update per

This is my #8 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 57 and my FI portfolio increased to AUD 89,380

Net worth

AUD 57

Since the last update on my net worth has increased with AUD 10,072 (+ -100.57 %).

FI portfolio

AUD 89,380

Since the last update on my FI portfolio has increased with AUD 4,777 (+ 5.65 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 8.9% on my way to achive my FIRE target of AUD 1,000,000. This is 0.5 percentage points closer, compared to the last net worth update.

AUD 89,380 FIRE target: AUD 1,000,000


FI portfolio

My FI portfolio now consists of AUD 35,939 (40.2%) in investments, AUD 43,135 (48.3%) in retirement accounts, and AUD 10,306 (11.5%) in cash.


Since my last update, my investments increased with AUD 1,918 (5.64%).

Retirement accounts

Since my last update, my retirement accounts increased with AUD 224 (0.52%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 297 for the rest of my life.

Monthly SWR amount
Retire today with (AUD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately AUD 1,400 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,000,000 in 15 years and 5 months, in , and at that time I will be 43 years old.

By that time I will have invested/saved another AUD 260,400, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 650,220

Financial independence forecast