Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is hadabeardonce's #10 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 757,026 and my FI portfolio increased to USD 461,674


Net worth

USD 757,026

Since the last update on my net worth has increased with USD 52,521 (+ 7.46 %).

FI portfolio

USD 461,674

Since the last update on my FI portfolio has increased with USD 75,836 (+ 19.65 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 30,000 0 30,000
Investments 18,032 +16,547 34,579
Retirement acc 337,806 +59,289 397,095
Real estate 451,407 -25,683 425,724
Other assets 10,000 0 10,000
Total assets 847,245 +50,153 897,398

Mortgage 142,740 -2,368 140,372
Other debt 0 0 0
Total debt 142,740 -2,368 140,372
Change
Cash 30,000 0 30,000
Investments 4,147 +30,432 34,579
Retirement acc 305,909 +91,186 397,095
Real estate 474,703 -48,979 425,724
Other assets 10,000 0 10,000
Total assets 824,759 +72,639 897,398

Mortgage 145,061 -4,689 140,372
Other debt 0 0 0
Total debt 145,061 -4,689 140,372
Change
Cash 30,000 0 30,000
Investments 0 +34,579 34,579
Retirement acc 71,251 +325,844 397,095
Real estate 293,186 + 132,538 425,724
Other assets 10,000 0 10,000
Total assets 404,437 +492,961 897,398

Mortgage 173,626 -33,254 140,372
Other debt 0 0 0
Total debt 173,626 -33,254 140,372

I am now 33.0% on my way to achive my FIRE target of USD 1,400,000. This is 5.4 percentage points closer, compared to the last net worth update.

USD 461,674 FIRE target: USD 1,400,000


33.0%

FI portfolio

My FI portfolio now consists of USD 34,579 (7.5%) in investments, USD 397,095 (86.0%) in retirement accounts, and USD 30,000 (6.5%) in cash.

Investments

Since my last update, my investments increased with USD 16,547 (91.76%).

Retirement accounts

Since my last update, my retirement accounts increased with USD 59,289 (17.55%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,538 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,538/month
(4.0% SWR)
1,346/month
(3.5% SWR)
1,154/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately USD 8,795 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,400,000 in 1 years and 1 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another USD 598,060, while the rest will be return on my existing FI portfolio and the new investments, in total USD 340,266


Financial independence forecast