Net worth update per



This is my #11 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP -12,887 and my FI portfolio increased to GBP 5,249


Net worth

GBP -12,887

Since the last update on my net worth has increased with GBP 697 (+ -5.13 %).

FI portfolio

GBP 5,249

Since the last update on my FI portfolio has increased with GBP 452 (+ 9.42 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 0.7% on my way to achive my FIRE target of GBP 750,000. This is 0.1 percentage points closer, compared to the last net worth update.

GBP 5,249 FIRE target: GBP 750,000


0.7%


FI portfolio


My FI portfolio now consists of GBP 5,249 (100.0%) in retirement accounts, and GBP 0 (0.0%) in cash.

Investments

Since my last update, my investments decreased with GBP 0 (0%), of which GBP 170 was from contributions, and GBP -114 was from returns.

Since I started tracking, my total contributions have been GBP 3,212, and my total return has been GBP 499.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 452 (9.42%), of which GBP 320 was from contributions , and GBP -128 was from returns.

Since I started tracking, my total contributions have been GBP 10,660, and my total return is GBP 1,867.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 17 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
17/month
(4.0% SWR)
15/month
(3.5% SWR)
13/month
(3.0% SWR)


When can I retire?


FI date


My age

49

I am currently aiming to save/invest approximately GBP 430 each month.

Assuming an annual return of 11% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 750,000 in 22 years and 6 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another GBP 128,140, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 616,611


Financial independence forecast