Net worth update per

This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was GBP -5,219 and my FI portfolio was GBP 2,658.

Net worth

GBP -5,219

FI portfolio

GBP 2,658

I am now 0.4% on my way to achive my FIRE target of GBP 750,000.

GBP 2,658 FIRE target: GBP 750,000


FI portfolio

My FI portfolio now consists of GBP 2,658 (100.0%) in retirement accounts, and GBP 0 (0.0%) in cash.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 8 for the rest of my life.

Retire today with (GBP)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately GBP 430 each month.

Assuming an annual return of 11% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 750,000 in 22 years and 2 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another GBP 130,720, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 616,622

Financial independence forecast