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Net worth update per



This is Skalpel's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was CZK 11,160 and my FI portfolio was CZK 10,150.


Net worth

CZK 11,160

FI portfolio

CZK 10,150

I am now 0.1% on my way to achive my FIRE target of CZK 10,000,000.

CZK 10,150 FIRE target: CZK 10,000,000


0.1%

FI portfolio


My FI portfolio now consists of CZK 50 (0.5%) in investments, CZK 100 (1.0%) in retirement accounts, and CZK 10,000 (98.5%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be CZK 33 for the rest of my life.

Retire today with (CZK)
33/month
(4.0% SWR)
29/month
(3.5% SWR)
25/month
(3.0% SWR)


When can I retire?


FI date


My age

45

I am currently aiming to save/invest approximately CZK 20,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of CZK 10,000,000 in 13 years and 3 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another CZK 3,940,000, while the rest will be return on my existing FI portfolio and the new investments, in total CZK 6,049,850


Financial independence forecast