Net worth update per

This is my #12 net worth update. Please check out my profile here for more information. As of , my net worth increased to INR 5,488,022 and my FI portfolio increased to INR 3,606,170

Net worth

INR 5,488,022

Since the last update on my net worth has increased with INR 288,160 (+ 5.54 %).

FI portfolio

INR 3,606,170

Since the last update on my FI portfolio has increased with INR 301,185 (+ 9.11 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.

I am now 1.7% on my way to achive my FIRE target of INR 210,084,537. This is 0.1 percentage points closer, compared to the last net worth update.

INR 3,606,170 FIRE target: INR 210,084,537


FI portfolio

My FI portfolio now consists of INR 2,482,107 (68.8%) in investments, INR 245,352 (6.8%) in retirement accounts, and INR 878,711 (24.4%) in cash.


Since my last update, my investments increased with INR 298,392 (13.66%).

Since I started tracking, my total contributions have been INR 123,587, and my total return has been INR 4,061,669.

Retirement accounts

Since my last update, my retirement accounts increased with INR 2,793 (1.15%).

Since I started tracking, my total contributions have been INR 7,360, and my total return is INR 172,476.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be INR 12,020 for the rest of my life.

Monthly SWR amount
Retire today with (INR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately INR 90,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 210,084,537 in 32 years and 6 months, in , and at that time I will be 61 years old.

By that time I will have invested/saved another INR 35,370,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 171,108,367

Financial independence forecast