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Net worth update per



This is Falco's #98 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 221,800 and my FI portfolio decreased to USD 221,800


Net worth

USD 221,800

Since the last update on my net worth has decreased with USD -4,750 ( -2.1 %).

FI portfolio

USD 221,800

Since the last update on my FI portfolio has decreased with USD -4,750 ( -2.1 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 44.4% on my way to achive my FIRE target of USD 500,000. This is -1.0 percentage points closer, compared to the last net worth update.

USD 221,800 FIRE target: USD 500,000


44.4%


FI portfolio


My FI portfolio now consists of USD 46,767 (21.1%) in investments, USD 168,624 (76.0%) in retirement accounts, and USD 6,409 (2.9%) in cash.

Investments

Since my last update, my investments decreased with USD -829 (-1.74%), of which USD 150 was from contributions, and USD -43 was from returns.

Since I started tracking, my total contributions have been USD 48,493, and my total return has been USD 9,453.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -3,923 (-2.27%), of which USD 133 was from contributions , and USD 496 was from returns.

Since I started tracking, my total contributions have been USD 19,695, and my total return is USD 78,910.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 739 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
739/month
(4.0% SWR)
646/month
(3.5% SWR)
554/month
(3.0% SWR)


When can I retire?


FI date


My age

45

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 3 years and 9 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 114,800, while the rest will be return on my existing FI portfolio and the new investments, in total USD 163,400


Financial independence forecast