Net worth update per



This is my #15 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 1,007,100 and my FI portfolio increased to GBP 430,800


Net worth

GBP 1,007,100

Since the last update on my net worth has increased with GBP 45,900 (+ 4.78 %).

FI portfolio

GBP 430,800

Since the last update on my FI portfolio has increased with GBP 43,000 (+ 11.09 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 14.4% on my way to achive my FIRE target of GBP 3,000,000. This is 1.4 percentage points closer, compared to the last net worth update.

GBP 430,800 FIRE target: GBP 3,000,000


14.4%


FI portfolio


My FI portfolio now consists of GBP 95,800 (22.2%) in investments, GBP 277,000 (64.3%) in retirement accounts, and GBP 58,000 (13.5%) in cash.

Investments

Since my last update, my investments increased with GBP 15,800 (19.75%).

Since I started tracking, my total contributions have been GBP 20,000, and my total return has been GBP 85,000.

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -5,800 (-2.05%).

Since I started tracking, my total contributions have been GBP 4,000, and my total return is GBP 99,000.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,436 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,436/month
(4.0% SWR)
1,256/month
(3.5% SWR)
1,077/month
(3.0% SWR)


When can I retire?


FI date


My age

51

I am currently aiming to save/invest approximately GBP 8,500 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 3,000,000 in 12 years and 4 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another GBP 1,275,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 1,294,200


Financial independence forecast