Net worth update per



This is my #24 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 174,701 and my FI portfolio increased to GBP 184,388


Net worth

GBP 174,701

Since the last update on my net worth has increased with GBP 7,815 (+ 4.68 %).

FI portfolio

GBP 184,388

Since the last update on my FI portfolio has increased with GBP 7,815 (+ 4.43 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 30.7% on my way to achive my FIRE target of GBP 600,000. This is 1.3 percentage points closer, compared to the last net worth update.

GBP 184,388 FIRE target: GBP 600,000


30.7%


FI portfolio


My FI portfolio now consists of GBP 97,769 (53.0%) in investments, GBP 44,181 (24.0%) in retirement accounts, and GBP 42,438 (23.0%) in cash.

Investments

Since my last update, my investments decreased with GBP -1,645 (-1.65%).

Since I started tracking, my total contributions have been GBP 80,000, and my total return has been GBP 18,134.

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -779 (-1.73%).

Since I started tracking, my total contributions have been GBP 30,000, and my total return is GBP 8,590.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 614 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
614/month
(4.0% SWR)
537/month
(3.5% SWR)
460/month
(3.0% SWR)


When can I retire?


FI date


My age

33

I am currently aiming to save/invest approximately GBP 7,500 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 600,000 in 3 years and 6 months, in , and at that time I will be 33 years old.

By that time I will have invested/saved another GBP 330,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 85,612


Financial independence forecast