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Net worth update per



This is subversity's #9 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 194,534 and my FI portfolio increased to AUD 243,234


Net worth

AUD 194,534

Since the last update on my net worth has increased with AUD 9,362 (+ 5.06 %).

FI portfolio

AUD 243,234

Since the last update on my FI portfolio has increased with AUD 9,362 (+ 4.0 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 32.4% on my way to achive my FIRE target of AUD 750,000. This is 1.2 percentage points closer, compared to the last net worth update.

AUD 243,234 FIRE target: AUD 750,000


32.4%


FI portfolio


My FI portfolio now consists of AUD 197,000 (81.0%) in investments, AUD 45,234 (18.6%) in retirement accounts, and AUD 1,000 (0.4%) in cash.

Investments

Since my last update, my investments increased with AUD 7,000 (3.68%), of which AUD 8,000 was from contributions, and AUD -3,300 was from returns.

Since I started tracking, my total contributions have been AUD 126,153, and my total return has been AUD 41,847.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 1,862 (4.29%), of which AUD 800 was from contributions , and AUD 417 was from returns.

Since I started tracking, my total contributions have been AUD 20,383, and my total return is AUD 5,467.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 810 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
810/month
(4.0% SWR)
709/month
(3.5% SWR)
608/month
(3.0% SWR)


When can I retire?


FI date


My age

41

I am currently aiming to save/invest approximately AUD 4,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 750,000 in 2 years and 2 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another AUD 256,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 250,766


Financial independence forecast