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Net worth update per


This is FIREDreamer's #15 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 180,969 and my FI portfolio increased to GBP 179,325


Net worth

GBP 180,969

Since the last update on my net worth has increased with GBP 59,900 (+ 49.48 %).

FI portfolio

GBP 179,325

Since the last update on my FI portfolio has increased with GBP 59,651 (+ 49.84 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 20,000 -6,000 14,000
Investments 86,763 +65,679 152,442
Retirement acc 12,911 -28 12,883
Real estate 0 0 0
Other assets 45,717 + 76 45,793
Total assets 165,391 +59,727 225,118

Mortgage 0 0 0
Other debt 44,322 -173 44,149
Total debt 44,322 -173 44,149
Change
Cash 22,000 -8,000 14,000
Investments 62,106 +90,336 152,442
Retirement acc 11,191 +1,692 12,883
Real estate 0 0 0
Other assets 45,608 + 185 45,793
Total assets 140,905 +84,213 225,118

Mortgage 0 0 0
Other debt 44,322 -173 44,149
Total debt 44,322 -173 44,149
Change
Cash 20,755 -6,755 14,000
Investments 23,950 +128,492 152,442
Retirement acc 3,524 +9,359 12,883
Real estate 0 0 0
Other assets 43,943 + 1,850 45,793
Total assets 92,172 +132,946 225,118

Mortgage 0 0 0
Other debt 43,943 + 206 44,149
Total debt 43,943 + 206 44,149

I am now 29.9% on my way to achive my FIRE target of GBP 600,000. This is 9.9 percentage points closer, compared to the last net worth update.

GBP 179,325 FIRE target: GBP 600,000


29.9%

FI portfolio

My FI portfolio now consists of GBP 152,442 (85.0%) in investments, GBP 12,883 (7.2%) in retirement accounts, and GBP 14,000 (7.8%) in cash.

Investments

Since my last update, my investments increased with GBP 65,679 (75.7%), of which GBP 1,000 was from contributions, and GBP 25,058 was from returns.

Since I started tracking, my total contributions have been GBP 60,975, and my total return has been GBP 113,781.

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -28 (-0.22%), of which GBP 1,000 was from contributions , and GBP -459 was from returns.

Since I started tracking, my total contributions have been GBP 11,814, and my total return is GBP 677.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 597 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
597/month
(4.0% SWR)
523/month
(3.5% SWR)
448/month
(3.0% SWR)


When can I retire?

FI date

My age

36

I am currently aiming to save/invest approximately GBP 2,750 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 600,000 in 1 years and 11 months, in , and at that time I will be 36 years old.

By that time I will have invested/saved another GBP 203,500, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 217,175


Financial independence forecast