Net worth update per



This is my #13 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 138,262 and my FI portfolio increased to GBP 15,866


Net worth

GBP 138,262

Since the last update on my net worth has increased with GBP 1,468 (+ 1.07 %).

FI portfolio

GBP 15,866

Since the last update on my FI portfolio has increased with GBP 1,218 (+ 8.32 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 3.2% on my way to achive my FIRE target of GBP 500,000. This is 0.2 percentage points closer, compared to the last net worth update.

GBP 15,866 FIRE target: GBP 500,000


3.2%


FI portfolio


My FI portfolio now consists of GBP 3,541 (22.3%) in investments, GBP 3,673 (23.2%) in retirement accounts, and GBP 8,652 (54.5%) in cash.

Investments

Since my last update, my investments decreased with GBP -72 (-1.99%), of which GBP 560 was from contributions, and GBP 142 was from returns.

Since I started tracking, my total contributions have been GBP 3,060, and my total return has been GBP -46.

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -88 (-2.34%), of which GBP 100 was from contributions , and GBP 379 was from returns.

Since I started tracking, my total contributions have been GBP 867, and my total return is GBP 1,240.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 52 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
52/month
(4.0% SWR)
46/month
(3.5% SWR)
39/month
(3.0% SWR)


When can I retire?


FI date


My age

50

I am currently aiming to save/invest approximately GBP 450 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 500,000 in 24 years and 11 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another GBP 135,450, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 348,684


Financial independence forecast