Net worth update per



This is my #82 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 220,848 and my FI portfolio decreased to USD 220,848


Net worth

USD 220,848

Since the last update on my net worth has decreased with USD -3,206 ( -1.43 %).

FI portfolio

USD 220,848

Since the last update on my FI portfolio has decreased with USD -3,206 ( -1.43 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 44.2% on my way to achive my FIRE target of USD 500,000. This is -0.6 percentage points closer, compared to the last net worth update.

USD 220,848 FIRE target: USD 500,000


44.2%


FI portfolio


My FI portfolio now consists of USD 45,654 (20.7%) in investments, USD 171,482 (77.6%) in retirement accounts, and USD 3,712 (1.7%) in cash.

Investments

Since my last update, my investments decreased with USD -437 (-0.95%).

Since I started tracking, my total contributions have been USD 17,675, and my total return has been USD 4,918.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -2,746 (-1.58%).

Since I started tracking, my total contributions have been USD 6,000, and my total return is USD 18,050.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 736 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
736/month
(4.0% SWR)
644/month
(3.5% SWR)
552/month
(3.0% SWR)


When can I retire?


FI date


My age

44

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 6 years and 3 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 106,400, while the rest will be return on my existing FI portfolio and the new investments, in total USD 172,752


Financial independence forecast