Net worth update per

This is my #4 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD -13,005 and my FI portfolio increased to USD 9,459

Net worth

USD -13,005

Since the last update on my net worth has increased with USD 1,239 (+ -8.7 %).

FI portfolio

USD 9,459

Since the last update on my FI portfolio has increased with USD 947 (+ 11.13 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 0.6% on my way to achive my FIRE target of USD 1,500,000. This is 0.1 percentage points closer, compared to the last net worth update.

USD 9,459 FIRE target: USD 1,500,000


FI portfolio

My FI portfolio now consists of USD 4,088 (43.2%) in investments, USD 1,371 (14.5%) in retirement accounts, and USD 4,000 (42.3%) in cash.


Since my last update, my investments increased with USD 542 (15.28%).

Since I started tracking, my total contributions have been USD 200, and my total return has been USD 8,254.

Retirement accounts

Since my last update, my retirement accounts increased with USD 405 (41.93%).

Since I started tracking, my total contributions have been USD 300, and my total return is USD 19,374.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 31 for the rest of my life.

Monthly SWR amount
Retire today with (USD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately USD 1,200 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,500,000 in 27 years and 10 months, in , and at that time I will be 54 years old.

By that time I will have invested/saved another USD 429,600, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,060,941

Financial independence forecast