Net worth update per

This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was USD -18,952 and my FI portfolio was USD 4,388.

Net worth

USD -18,952

FI portfolio

USD 4,388

I am now 0.3% on my way to achive my FIRE target of USD 1,500,000.

USD 4,388 FIRE target: USD 1,500,000


FI portfolio

My FI portfolio now consists of USD 200 (4.6%) in investments, USD 188 (4.3%) in retirement accounts, and USD 4,000 (91.2%) in cash.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 14 for the rest of my life.

Retire today with (USD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately USD 1,200 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,500,000 in 28 years and 0 months, in , and at that time I will be 54 years old.

By that time I will have invested/saved another USD 434,400, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,061,212

Financial independence forecast