Net worth update per

This is my #11 net worth update. Please check out my profile here for more information. As of , my net worth increased to INR 5,199,862 and my FI portfolio increased to INR 3,304,985

Net worth

INR 5,199,862

Since the last update on my net worth has increased with INR 341,601 (+ 7.03 %).

FI portfolio

INR 3,304,985

Since the last update on my FI portfolio has increased with INR 332,239 (+ 11.18 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.

I am now 1.6% on my way to achive my FIRE target of INR 210,084,537. This is 0.2 percentage points closer, compared to the last net worth update.

INR 3,304,985 FIRE target: INR 210,084,537


FI portfolio

My FI portfolio now consists of INR 2,183,715 (66.1%) in investments, INR 242,559 (7.3%) in retirement accounts, and INR 878,711 (26.6%) in cash.


Since my last update, my investments increased with INR 335,915 (18.18%).

Since I started tracking, my total contributions have been INR 123,587, and my total return has been INR 4,061,669.

Retirement accounts

Since my last update, my retirement accounts increased with INR 12,237 (5.31%).

Since I started tracking, my total contributions have been INR 7,360, and my total return is INR 172,476.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be INR 11,016 for the rest of my life.

Monthly SWR amount
Retire today with (INR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately INR 90,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 210,084,537 in 32 years and 8 months, in , and at that time I will be 61 years old.

By that time I will have invested/saved another INR 35,640,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 171,139,552

Financial independence forecast