Net worth update per



This is my #10 net worth update. Please check out my profile here for more information. As of , my net worth increased to CAD 73,854 and my FI portfolio increased to CAD 73,854


Net worth

CAD 73,854

Since the last update on my net worth has increased with CAD 1,733 (+ 2.4 %).

FI portfolio

CAD 73,854

Since the last update on my FI portfolio has increased with CAD 1,733 (+ 2.4 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CAD.

I am now 9.8% on my way to achive my FIRE target of CAD 750,000. This is 0.2 percentage points closer, compared to the last net worth update.

CAD 73,854 FIRE target: CAD 750,000


9.8%


FI portfolio


My FI portfolio now consists of CAD 49,643 (67.2%) in investments, CAD 20,571 (27.9%) in retirement accounts, and CAD 3,640 (4.9%) in cash.

Investments

Since my last update, my investments increased with CAD 1,284 (2.66%).

Since I started tracking, my total contributions have been CAD 3,120, and my total return has been CAD 19,907.

Retirement accounts

Since my last update, my retirement accounts decreased with CAD 0 (0.0%).

Since I started tracking, my total contributions have been CAD 429, and my total return is CAD -102.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CAD 246 for the rest of my life.


Monthly SWR amount
Retire today with (CAD)
246/month
(4.0% SWR)
215/month
(3.5% SWR)
184/month
(3.0% SWR)


When can I retire?


FI date


My age

44

I am currently aiming to save/invest approximately CAD 2,300 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 750,000 in 12 years and 0 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another CAD 333,500, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 342,646


Financial independence forecast