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Net worth update per


This is Falco's #77 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 226,359 and my FI portfolio increased to USD 226,359


Net worth

USD 226,359

Since the last update on my net worth has increased with USD 1,139 (+ 0.51 %).

FI portfolio

USD 226,359

Since the last update on my FI portfolio has increased with USD 1,139 (+ 0.51 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 4,333 -431 3,902
Investments 45,779 +648 46,427
Retirement acc 175,108 +922 176,030
Real estate 0 0 0
Other assets 0 0 0
Total assets 225,220 +1,139 226,359

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 9,850 -5,948 3,902
Investments 41,949 +4,478 46,427
Retirement acc 156,929 +19,101 176,030
Real estate 0 0 0
Other assets 0 0 0
Total assets 208,728 +17,631 226,359

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -16,600 3,902
Investments 22,774 +23,653 46,427
Retirement acc 141,441 +34,589 176,030
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +41,642 226,359

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 45.3% on my way to achive my FIRE target of USD 500,000. This is 0.2 percentage points closer, compared to the last net worth update.

USD 226,359 FIRE target: USD 500,000


45.3%

FI portfolio

My FI portfolio now consists of USD 46,427 (20.5%) in investments, USD 176,030 (77.8%) in retirement accounts, and USD 3,902 (1.7%) in cash.

Investments

Since my last update, my investments increased with USD 648 (1.42%), of which USD 100 was from contributions, and USD -179 was from returns.

Since I started tracking, my total contributions have been USD 56,393, and my total return has been USD 37,997.

Retirement accounts

Since my last update, my retirement accounts increased with USD 922 (0.53%), of which USD 133 was from contributions , and USD -456 was from returns.

Since I started tracking, my total contributions have been USD 32,536, and my total return is USD 159,318.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 754 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
754/month
(4.0% SWR)
660/month
(3.5% SWR)
565/month
(3.0% SWR)


When can I retire?

FI date

My age

44

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 1 years and 11 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 112,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 161,641


Financial independence forecast