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Net worth update per


This is outlyingMandrill0's #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 1,350 and my FI portfolio increased to EUR 11,350


Net worth

EUR 1,350

Since the last update on my net worth has increased with EUR 750 (+ 125.0 %).

FI portfolio

EUR 11,350

Since the last update on my FI portfolio has increased with EUR 750 (+ 7.08 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 4,800 +1,000 5,800
Investments 800 +150 950
Retirement acc 5,000 -400 4,600
Real estate 0 0 0
Other assets 5,000 0 5,000
Total assets 15,600 +750 16,350

Mortgage 0 0 0
Other debt 15,000 0 15,000
Total debt 15,000 0 15,000
Change
Cash 5,100 +700 5,800
Investments 350 +600 950
Retirement acc 3,500 +1,100 4,600
Real estate 0 0 0
Other assets 5,000 0 5,000
Total assets 13,950 +2,400 16,350

Mortgage 0 0 0
Other debt 15,000 0 15,000
Total debt 15,000 0 15,000
Change
Cash 5,100 +700 5,800
Investments 350 +600 950
Retirement acc 3,500 +1,100 4,600
Real estate 0 0 0
Other assets 5,000 0 5,000
Total assets 13,950 +2,400 16,350

Mortgage 0 0 0
Other debt 15,000 0 15,000
Total debt 15,000 0 15,000

I am now 0.5% on my way to achive my FIRE target of EUR 2,200,000. This is 0.0 percentage points closer, compared to the last net worth update.

EUR 11,350 FIRE target: EUR 2,200,000


0.5%

FI portfolio

My FI portfolio now consists of EUR 950 (8.4%) in investments, EUR 4,600 (40.5%) in retirement accounts, and EUR 5,800 (51.1%) in cash.

Investments

Since my last update, my investments increased with EUR 150 (18.75%), of which EUR 390 was from contributions, and EUR -690 was from returns.

Since I started tracking, my total contributions have been EUR 4,461, and my total return has been EUR 889.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR -400 (-8.0%).

Since I started tracking, my total contributions have been EUR 26,515, and my total return is EUR -14,215.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 37 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
37/month
(4.0% SWR)
33/month
(3.5% SWR)
28/month
(3.0% SWR)


When can I retire?

FI date

My age

57

I am currently aiming to save/invest approximately EUR 800 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 2,200,000 in 26 years and 11 months, in , and at that time I will be 57 years old.

By that time I will have invested/saved another EUR 300,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 1,888,650


Financial independence forecast